With the immense popularity
of van insurance quotes comparison systems, is there any circumstances
where going direct to a well-known van insurer is a sound choice?
Well, let's look at what you get by going direct for van
insurance quotes, contrasting that to what happens with a
van insurance comparison site. We'll discuss this with reference to our
recommended direct van insurance provider, Direct Line.
When you go direct to get van insurance quotes,
you get good cover as standard. Direct Line refuses to compete on price
alone. They see the cover you get as being very important. To get an
acceptable level of cover, of course, is what buying van insurance
ought to be all about but when people use comparison sites and see
particularly cheap van insurance quotes, the opportunity to
save money can become sufficient incentive to buy a policy that, if
they were to check over the cover more closely, they might otherwise
have had some doubts about.
While some price comparison sites, including Gocompare, do offer some
policy information, their main use is to help people to get the
cheapest van insurance quotes around.
If going direct to obtain van insurance quotes
is a good choice in terms of the policy features, isn't there a problem
in getting a cheap price if you don't also compare van insurance quotes?
There are several good reasons why the choice to compare van
insurance quotes can be seen as an optional extra. The main reason that
van insurance comparison sites generate a spread of prices for you when
you complete their quote forms is because they're showing you all their
policies. The thinnest of 'no frills' cover is grouped with their 'all
singing all dancing' policies at the other end of the scale,
while a wide range of policies inbetween these two extremes is
also presented.
Were price comparison sites to better categorise similar policies, the
spread of prices within each category of similar policies would
be small enough for these van insurance quotes price
differences to be of no great consequence.
Why do price comparison sites not attempt to provide this
categorisation of their van insurance quotes?
Because it would show that their focus on price is, arguably, missing
the point, which is that the more importnat thing is to focus on cover
and let the price look after itself. This is because at the end of the
day you get what you pay for and in a competitive market like policies
are close on price anyway.