The two van insurance
comparison services linked-to above are hugely popular on this site.
Quotezone powers our own quote form while we also work with Gocompare
that is ever-popular with our site users for a van
insurance comparison.
One approach is to check both - it won't take long even although two
forms need to completed - but if you wish to use one, we would
recommend Gocompare as they check more prices and offer a bit more help
with policy feature selection than Quotezone. The difference is
marginal, however, and both are very good at finding you low cost cover.
A van insurance comparison site is quick and easy to use.
Their great advantage is their power. Whereas in the past a broker was
the most powerful way to compare typically around 20 prices, nowadays a
van insurance comparison site will check many
more in an instant.
Because van insurance comparison sites are good
at finding very low cost quotes, they are also good at finding policies
that are at the excessively 'no frills' end of the quality of cover
scale. Because of this, caution is wise in making a policy selection.
Clearly, automatically buying the cheapest van insurance without
careful scrutiny of the policy could be a poor choice that, if a claim
is made, will leave you considerably out of pocket.
The solution to this quality issue when you use a van
insurance comparison site - and it's a solution that many do
take - is to go direct to a top UK van insurance provider instead,
missing out the price comparison system altogether.
Many fear that if they do this, they will end up with an uncompetitive
price because they have not been able to conduct their own van
insurance comparison. This, in fact, is not as critical a problem as
many may imagine. The UK insurance market - and this holds for van
insurance too - is incredibly competitive. If any major insurer hikes
up its prices, business immediately suffers; so they don't do it. Thus,
like policies are always close in price.
From this, it is evident that if you want van cover that you can rely
on, Direct Line is actually a good choice. The UK does tend to rely too
heavily on price comparison services, not just for a van
insurance comparison. The effect is that the insurance cover people
tend to get nowadays is not what it used to be before price
comparison sites came to dominate the market. We see this over-focus on
price as a potential trap that is better avoided.
You can link directly to the Direct Line van insurance service at the
top of this article.