UK Car Insurance Price Comparisons:
Quotezone | Gocompare | Tesco Compare

UK Car Insurance Companies and Brokers:
Direct Car Insurance listings

UK Car Insurance at Headlinehouse.com

We offer a range of services here for drivers looking for UK car insurance. As well as three major car insurance comparison services, we offer extensive direct motor insurer listings as well. All of these you can access via the above links.

Which of these services will best meet your requirements? Well, before providing an answer, it is useful to note that when you use a UK car insurance price comparison site, you are asking a different question, namely, how do policies compare on price. The issue of whether these policies will meet your requirements will be left, often, only partially answered. For more complete answers on policy features, you may need to browse through the insurers' websites.

What if your requirement is simply to get UK car insurance at the lowest possible price? On the basis of this quesiton, a price comparison site is indeed the right resource, but, an important counter-question needs to be posed: is there any objective basis on which you can argue that the less you pay, the better your UK car insurance needs will be met? The opposite of this, however, does stand up to objective scrutiny, that is, that the less you pay, the less likely it is that your UK car insurance needs will be met.

Thus, if selecting the cheapest quote is likely to be risky, how far above the lowest-priced quote should you go to better meet your UK car insurance needs without paying too much? The answer, of course, relates to the cover associated with each policy. The sensible approach is to know what features you wish to include in your cover before you try to find the definitive policy. Then, if using a price comparison site, you can go down the quotes until you find a match that meets your minimum requirements. But, as stated above, price comparison sites can be a bit thin on details of policy features; so you may need to look at the individual insurance company websites too.

The more you want from your cover, the more price comparison sites become less helpful, given their focus on price rather than cover, and the need for the above policy 'homework' which can take a little time.

We are now able to answer the opening question relating to which service will serve you best. And the answer is not the UK's most popular choice. It's this: you need to go direct to a top UK car insurance brand where quality is guaranteed as well as a low price. (You can anticipate a competitive price because there is no other way for a leading brand to see off the competition).

While the above makes sense, we suspect that many will remain keen to get a bargain price regardless of the risks. This is something that we would suggest is often a mistake.

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