We constantly review and
revise our travel insurance direct listings here, dropping those that
fail to perform well against competing brands. Those providers that we
currently recommend can be found via our 'direct' link above. The list
is limited to top performers, therefore those that you see are all
worthy of consideration.
As you can see, as well as travel insurance direct services
here, you can also use our travel insurance comparison service which,
in fact, most do. Quotezone provides this service for us and you can
get to our quote form via the relavant link above.
Despite the popularity of price comparison services, in the case of
travel insurance especially, a good case can be made for finding travel
insurance direct. Why so?
Well, travel insurance claims, compared to other categories of cover,
are relatively frequent. Therefore, your chances of encountering
problems if you select an overly paired back quote (to save money) are
greater.
Because the key strength of price comparison systems (compared to travel
insurance direct) is their ability to identify low cost
cover, it is all too common to, almost by mistake, buy cheap travel
insurance only to later discover that the associated cover leaves much
to be desired with the effect that you end up paying much more than
expected yourself when you claim.
Not infrequently with a high excess and numerous exclusions or notable
omissions to what's actually included, claiming at all is a fruitless
effort.
It is when you take account of this quality issue that travel
insurance direct becomes a more attractive choice. You can
tailor your policy more easily by going direct. You therefore have more
knowledge and control up front of what you're getting in terms of the
cover. There's also plenty of information to hand on the insurance
company website to fully inform you about your choices in relation to
policy features. The same cannot be said of price comparison sites.
Opting for travel insurance direct may not be the cheapest
course to pursue but it's often the more prudent when you conduct an
honest and carefully reasoned inventory of the types of features you
could reasonably want and expect in your cover.
Of course, it is always tempting to use a comparison system in favour
of travel insurance direct because it broadens choice
and gives you a better idea of the range of prices and policies out
there. But, the focus of these services on low price means that careful
assessment of what you're getting is essential.