Scooters are a
handy and economic way to get around and can have some advantages over
cars in the busy traffic on our city streets. Because the emphasis is
typically on economy for scooter owners, our top recommendation for
scooter insurance is to use a price comparison system to find cover.
We link above to Quotezone and Gocompare and can recommend both of
these as being likely to find you cheap scooter insurance cover quickly
and easily. They are both top independent price comparison systems,
able to save you money on your renewal quotes.
For those that favour going direct - often for reasons of wanting a
quality scooter insurance policy rather than a 'no frills' variant
typical of the cheapest on price comparison sites - then you may wish
to use our 'direct' link above to access some of the UK's best scooter
insurance providers, including Hastings Direct.
These listings also include Bennetts, the bike insurance specialist and
the UK market leading provider of motorbike cover, including scooter
insurance.
While going direct removes the opportunity to compare lots of prices at
once, there is no need to be over-concerned about this. The UK
insurance market is so fiercely competitive that all like policies from
the leading providers are close on price.
Indeed, because of the latter point and the fact that going direct
gives you greater quality control, there is a case for always going
direct for scooter insurance to a leading quote provider rather than
selecting via a scooter insurance comparison service where policies are
presented almost entirely from a price rather than a comparitive
features perspective.
In the UK, there is an over-developed desire to get value for money
when people use comparison sites to get cover and this can lead to an
unneccesary degree of compromise on cover that saves little financially
but loses much in terms of the breadth of that cover and size of the
excess.
Excessive compromises on cover will return to haunt you if you need to
claim when you will find that the insurer has transferred risk (cost)
to you to reduce the price of your scooter insurance policy.
Taking account of the above, if you do use a price comparison system,
don't feel obliged to select the cheapest policy. Scooter insurance is
not expensive, you can generally afford to pay a bit more to get better
cover with a sensible excess payment.