Motor Insurance Comparisons:
Quotezone | Gocompare | Tesco Compare

Motor Insurance Companies and Brokers:
Direct Car Insurance listings

Motor Insurance at Headlinehouse.com

The motor insurance market in the UK is a crowded place and this can benefit consumers. While it helps to reduce prices, there are so many outlets all vying for your business that it's hard to know which sites will offer the best deals for your needs and wishes.

Based on frequency of use, motor insurance comparison sites are the people's choice in terms of where they choose to go routinely to find their car insurance cover. On the face of it, there would appear to be great advantages to using an automated motor insurance quote system to find you the best deals. You fill in your details once, then, within a few seconds, you are presented with lots of prices from which to choose. You can't check 100s, even 1000s, of quotes in any other way; so what's not to like about these services?

Before we answer. Imagine the following scenario. (Please bear with us. There is a point to this). A man goes into a shoe shop and requests the cheapest shoes they have. The assistant asks him what size, type, colour, quality and make of shoe he's looking for but all he repeats is: 'Just give me your cheapest pair'.

Clearly this is a bizarre and senseless way to proceed and yet this is exactly how some people go about buying their motor insurance. They simply select the cheapest quote that they can get - as found on a motor insurance comparison site - without any consideration of its policy features. Their thinking is that they want to save money and they'll take their chances on not needing to claim on their motor insurance policy.

But let's examine what they are actually doing. They are buying something that they don't want if they need to use it. To continue our analogy, they shouldn't be surprised that when they do try on their shoes, they don't fit.

Motor insurance is no different to any other financial product. You should acquaint yourself with what you're getting and only use price as a rough guide. Buying the cheapest motor insurance is rarely a wise choice when you bear in mind that a policy that's cheaper than 1000s of others is as cheap as that for a reason. Such a motor insurance policy is generally an unsatisfactory choice if you don't want to pay a substantial chunk of your losses in an accident, yourself.

Homepage