Home Insurance Cover Comparisons:
Quotezone | Gocompare | Tesco Compare

Home Insurance Companies and Brokers:
Direct Home Insurance listings

Home Insurance Cover at Headlinehouse.com

As evidenced by the above links, we aim to cover all the bases in terms of the usual routes to home insurance cover in this country. You can select from any of three top home insurance comparison systems or you can go direct to a leading company or broker for your home insurance cover. You can arrange building and/or content cover through any of these.

While most will choose from our top row - that is, people like to use quote comparison sites - others will opt for our direct listings as there remain advantages to going to a top insurer for home insurance cover. What are these advantages?

Firstly, you get the security of a long-established quality brand. Via a price comparison site, you run the risk of buying home insurance cover from a company of which you have limited or no awareness. You cannot make any assumptions about how they might perform if you need to claim. While top brands can still be tough in their loss adjustments, their size, experience and brand prominence can and should provide some reassurance at the point of purchase of your home insurance cover that you are dealing with a reputable and professional organisation.

Secondly, if you get home insurance cover from a top insurance brand, you may pay a bit more than the cheapest quote on a price comparison system but you get excellent cover as standard. With the budget policies that rank highly on price comparison sites, their cover is thin and leaves you wide open to considerable costs if you need to make a claim.

Thirdly, the quote forms to fill in with direct home insurers are less detailed than those used by price comparison sites as each form is tailored to the needs of the individual insurers as opposed to the needs of all those insurers on a price comparison system. This can save you time when you go direct for home insurance cover.

Fourthly, the lack of an opportunity to compare home insurance prices should not be seen as major problem when you go direct. If you choose from the biggest brands, their home insurance cover, almost by definition, will be competitive, They work in a market where if you charge too much people quickly go to competitors. Thus, to remain a major insurance provider, they have to be keenly aware of the pricing of their rivals and match or better it.

Food for thought, we would suggest, before just going straight to a price comparison system.

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