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Home Content Insurance

a review of UK home content insurance services....


Home Content Insurance Price Comparisons:
Quotezone | Gocompare | Tesco Compare

Home Content Insurance Companies and Brokers:
Direct Home Insurance listings

Home Content Insurance at Headlinehouse.com

Whether you choose to go direct to a top home  insurer or you prefer to compare quotes online, you can get home content insurance cover easily and quickly online without needing to get buildings cover as well.

Most home owners tend to use price comparison sites to find cheap
home content insurance quotes nowadays. The conveneience of comparing numerous quotes with one form along with the likely cost-savings make them an attractive choice.

Others favour going direct for a
home content insurance policy, which, in fact, has much to recommend it. The reasons for this are that by going direct to top UK home insurers, the cover you get is at a better level than the ultra-economy variants that score highly on price comparison sites. You also get to select from trusted insurance providers yourself. You have easy access to full policy information, which is not the case with a price comparison site. Tailoring of home content insurance policies to match your needs is also easier. Quote forms are briefer and simpler to fill in than those used by price comparison sites.

The belief that a
home content insurance comparison via an automated system is essential is actually an erroneous assumption. Normal market forces ensure that like policies are closely priced. The UK affection for price comparison sites ought really to be understood as the marketing triumph that it is rather than a knee-jerk necessity when you buy home content insurance cover in the UK.

The reality is, however, that people are tightly yoked to the idea of saving money on the cost of their
home content insurance with the effect that the above advantages of going direct tend to be trumped by this desire to buy cheap cover just because it's cheap but not, of course, because it's better.

It will take more than an article like this to persuade people to think again on this quality issue. The need for better and accurate policy information when you buy via a price comparison site certainly is something the FSA could be bringing to the UK public's notice in a more prominent way than it currently does via appropriate guidelines or legislation. As ever, you pay for what you get and if you buy cheap, you get cheap.

In our view, while we don't necessarily say that you should never use a price comparison site for
home content insurance (we do work with three of them here!), we certainly advise people to check over their cover first. This may include a visit to each insurer's website to get the details you need for an informed choice.



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