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Critical Illness Insurance at Headlinehouse.comTo our life insurance
policies, as identified through our comparison system (link above), you
can add critical illness insurance cover, compared and selected via the
same one-form quote system as the life insurance plans.
Most people do choose to take out critical illness insurance cover as well as a life policy to ensure no financial hardship in the event of loss of critical earnings as a result of being diagnosed with a 'prescribed' illness for which critical illness insurance cover is available. In the event of one such critical illness occuring then a lump sum or payment in installments occurs but only for the duration of the criitical illness insurance policy term. While most major critical illnesses are covered by such critical illness insurance policies, certain types of injury are not. Injuries as a result of high risk sports may also be excluded. It is worth checking over your policy inclusions and exclusions in advance of purchase. The cost of cover is effected by your health status, including whether or not you smoke. Age also has a key effect on the premium. To compare critical illness insurance cover via this site, simply select the link at the head of this article and proceed to our quote form for life insurance and critical illness insurance cover. Because our automated system will check numerous prices for you, it should be possible to get cheap cover easily. If you want more time, you can use the results which we email to you to consider options more fully. Our critical illness insurance comparison site comes from the well-known Quotezone system that has been helping UK citizens to save money on their insurance cover for many years. We work with them because they are an excellent independent quote comparison company, well able to find some excellent policies and prices for you. The policies presented are uneffected by any affiliatons to specific insurance providers, given their truly independent status. The latter point is important as some of the UK's largest price comparison outlets are owned by major insurance providers and this could intoduce a bias in terms of the true value to the consumer of those critical illness insurance policies presented in their results. As a footnote, it is worth bearing in mind that critical illness insurance cover is not retrospective. Thus, longterm illnesses diagnosed prior to taking out critical illness insurance are not covered, even where a detoriation in the condition occurs after cover is in place. |
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