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Our path to very
cheap motorcycle insurance is a well trodden one. People like our bike
insurance comparison services. Whether you choose Quotezone or
Gocompare, you'll find cheap motorcycle insurance in this country
quickly, easily and without any fuss.
Our 'direct' route to cheap motorcycle insurance is less popular than the price comparison route. The obvious explanation for this difference is that the desire to save money holds a greater appeal than the opportunity to go for more impressive 'standard' cover as offered by those direct cheap motorcycle insurance providers that we list here. This is despite our inclusion of the UK's biggest cheap motorcycle insurance specialist, Bennetts, that, when you compare like policies, undoubtedly offers good value for money along with worthwhile cover. Why do people deprioritise the cover they're getting in favour of saving as much money as they can on cheap motorcycle insurance? The key reason is the delayed or absent consequences of a sub-optimal choice. Buy a cheap TV and you face the consequences of a poor choice instantly. Buy poor bike insurance and you may well get away with it. It's a different situation in which many seem willing to take their chances with the intention at the point of purchase, over which they have no absolute control, of never needing to claim. Thus many pay good money for, if they think about it at all, a potentially inferior cheap motorcycle insurance product that they sincerely hope they will never need to use. As insurance is about covering you adequately for an unforeseen event whereby you do need to claim on your policy, it does rather turn on its head the whole rational for buying that cheap motorcycle insurance in the first place. It has to be accepted, of course, that buying bike insurance, for some, is purely a matter of meeting the legal requirement to do so, the associated cover being of no interest. While it may be of no interest, it will not be of no consequence if a claim is needed. Thus, it would be sensible, in our view, for the UK public to do a rethink on whether they should allow cheap motorcycle insurance to be such an over-riding determinant of their final choice of cover. If you file a claim, you'll likely face a much higher excess than would be considered ideal while exclusions and capped payments will lead to additional unwelcome costs. It pays to know what you're getting when you select cheap motorcycle insurance. You could easily find yourself considerably out of pocket later. Very often the very cheapest motorbike insurance is better left on the shelf. |
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 the UK's favourite Bike Insurance Site |
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