Car Insurance Quote Comparisons:
Quotezone | Gocompare | Tesco Compare

Car Insurance Companies and Brokers:
Direct Car Insurance listings

Car Insurance Quote at Headlinehouse

A look at where most people like to get their motor cover shows that the most popular choice is to get a car insurance quote from a price comparison system. There are clear financial advantages to doing this. Also, given that 100s of quotes are generated from one form, the ease of use of these so-called aggregator systems, is plain to see.

We will argue here, however, that the UK's somewhat unquestioning embrace of car insurance comparison sites as the best resource to use to find their car insurance quote is not without drawbacks.

One of these is to accept the questionable premise on which price comparison sites are based - that price is a far more important aspect to focus on for your choice of car insurance quote than what you are actually getting in terms of the cover.

We believe that what we'll call 'policy comparison sites' would be a much better approach whereby you select exactly what you want from checklists then those policies that best meet you requirements are presented first with those that are a less good fit featuring less prominently in the results, each car insurance quote having a full data set in terms of the checklisted policy features. Now that would be a good way to shop for a car insurance quote via a comparison system but no such service exists.

What you get is, at best, some summarised policy information from aggregator services which, we would argue, generally falls short of what you really need for an informed decision. Thus - and this is something that we would doubt many people do - you really need to go to the insurance company's own websites to get the right level of policy information.

And there is another aspect to this that seems rather curious. People get easily drawn in by the chance to save money on their car insurance quote when they see some temptingly low prices. The fact, of which they are well aware, that cheap policies offer thin, sub-optimal, cover is not sufficient reason to avoid such a car insurance quote if it presents the opportunity to save tens of pounds on their renewal quote.

The solution? Consider getting off the 'cheap is everything' bandwagon and choose from quality car insurance quote providers directly like those we list below.

Despite the above points, most will continue to use price comparison systems and we are keen to service this need here, hence the above links to three different price comparison sites at the head of this article. But do be careful!

Homepage