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Those that are new to driving face two problems that act against them finding low cost car insurance new drivers quotes. The first is that they are seen as high risk by car insurance companies as they are inexperienced behind the wheel and more likely to have an accident. Where the new driver is under 25, the risk is further compounded by the exuberance of youth that leads to a greater tendency for young people to seek sensation and to take risks. The second problem is that in the absence of previous car insurance cover, the new driver starts off without any no claims discount.

In view of the above factors that mitigate significantly against finding cheap car insurance new drivers cover, anything that can be done to reduce the cost of cover is to be welcomed. Thankfully, there are several useful ways to cut the premium which we'll now consider.

A key aspect to this, of course, is to not be over-ambitious in the choice of car. The insurance industry assigns all makes and models to a car insurance group and the lower this group is, the cheaper a car is to insure. We recommend buying a group one car to cut the cost of car insurance new drivers and one such car would be a Vauxhall Corsa. There are several other similar-sized cars in this group.

For under 25s, if you add a second driver that's over 25, this will reduce the cost of the car insurance new drivers quote. The new driver can also reduce their own insurance risk by increasing their skill level. This involves passing the advanced driving test, which although it involves additonal cost and training, it is something to consider as the course will pay for itself in reduced insurance fees over time.

The car itself can also be made lower risk via security improvements - as advised by any good dealer - and, where appropriate, capping the annual mileage.

Where the car is stored also matters, especially if you live in a high risk (usually inner city) location. Garage storage overnight will certainly reduce your car insurance new drivers quote. Parking behind a locked door is next best, while any form of off-road parking is preferable to on-road overnight parking.

Next, car insurance new drivers policy changes are worthwhile too. You may want to increase the Excess and accept a relatively basic policy to keep down costs. Clearly, it helps to compare car insurance quotes to ensure that you get some of the best prices. The most powerful way to do that is to use a price comparison site but, if the price comparison system does not include Endsleigh in its panel of insurers it checks, it is worth checking them independently for car insurance new drivers yourself as they are a young person car insurance specialist.

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